Professional Liability Insurance for Wellness Professionals

Professional liability insurance (sometimes called medical malpractice, errors & omissions, or clinical liability) protects your med spa, your providers, and your business entity against claims arising from the professional services you perform. These are not just “mistakes,” but allegations of negligence, failure to perform as promised, or harm caused during aesthetic or medical procedures.

What’s Covered

What Does Medical Spa Professional Liability Insurance Cover?
  • Botox, Fillers & Injectables
  • Microneedling & PRP
  • PDO Threads, Threads & Plasma Pens
  • IV Nutrition Therapy
  • Laser Hair Removal & Skin Resurfacing
  • Hormone Optimization & Anti-Aging Protocols
  • Medical Weight Loss & GLP‑1 Programs
  • Sexual Wellness Treatments

Medical Malpractice Insurance can Include:

  • Legal Defense Costs
    Covers attorney fees, court costs, and expert witness fees.
  • Claims of Negligence or Error
    Includes coverage for adverse outcomes from injectable treatments, laser procedures, and more.
  • Medical Director Coverage
    Options for supervising physicians and oversight responsibilities.
  • Vicarious Liability
    Protects your business from the actions of employees or independent contractors under your brand.
  • Board Complaints and Licensing Actions
    Coverage for legal costs related to disciplinary actions or complaints filed with medical boards.
  • HIPAA Violation Defense
    Some policies include limited protection for claims involving patient privacy breaches.

Why Choose WMPG

Established in 2001

For over 20 years, we’ve supported the rapid evolution of med spa and wellness practices, providing tailored protection that grows with our clients.

25+ Years in the Industry

We’ve seen trends rise, risks evolve, and regulations shift. Through it all, we’ve remained a trusted guide for aesthetic and functional medicine providers.

75+ Years of Combined Expertise

Our team brings together deep expertise in insurance underwriting, wellness operations, and advanced clinical care. You’re not just getting a policy — you’re getting a team that understands your business.

Largest Med Spa Insurance Agency in the U.S.

With thousands of clients and a national footprint, we’re proud to lead the industry in high-risk, specialty, and alternative care coverage.

Who This Coverage is for

Nurse Injectors

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Med Spa Owners

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Mobile Providers

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IV Hydration Clinics

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Weight Loss Clinics

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Hormone Clinics

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Regenerative Medicine

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Surgical Aesthetics

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Apply in Minutes or Talk to an Advisor

Our policies support innovation in medicine while helping you stay compliant and defensible.
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