Malpractice Insurance for
Med Spa Owners

Full-Scope Coverage for Aesthetic Business Owners and Clinical Directors

MedispaCover offers boutique malpractice insurance for med spa owners managing clinics that provide injectables, laser treatments, hormone therapy, IV services, and more. Whether you operate solo or oversee a multi-provider team, our policies are designed to protect your business, staff, and reputation.

Confident med spa owner working on a laptop in a modern office, researching malpractice insurance options.

Why Med Spa Owners Trust MedispaCover

Covers Botox, fillers, PDO threads, lasers, hormones, IV therapy, and more
Individual + entity-level policies to protect both the owner and the business
Entity and group policies available for medspas, plastic surgery centers, and hybrid clinics
Add-ons available: General Liability, HIPAA/cyber, premises liability, sexual misconduct defense
Supports growing med spas with multiple providers, locations, or mobile services.
Backed by A+ Rated Carriers & underwritten by a team that knows this space inside and out

Get Started

Modern med spa reception area with a clean, upscale design and natural lighting.

Med spa owner training front desk staff at a clean and professional clinic reception area.

What We Cover

We insure comprehensive medspa service offerings, including:

Neuromodulators (Botox, Dysport, Xeomin)
Medical Tattooing & Permanent Makeup
Dermal Fillers, PRP, Microneedling
PDO Threads and Facial Rejuvenation

Hormone Optimization (Pellets, BHRT)
Skin Camouflage for Hypopigmentation or Surgical Scars
Laser & RF Treatments (hair removal, resurfacing, body contouring)
Peptide Therapy and Sexual Wellness Services

Coverage is available to certified providers practicing within scope and regulatory compliance.

Check Your Rate

Individual and Group Coverage Options

We provide coverage for individual providers, full medspa entities, or both. You can include W-2 staff, 1099 contractors, medical directors, or affiliated NPs under one policy structure.

Get a Quote

How It Works

Tell Us About Your Med Spa
Answer a few questions about your services, business structure, and this will help us determine your insurance profile.
Preview Your Coverage Estimate
Get an instant look at pricing and coverage options powered by our Juno quoting tool.
Work with Our Underwriters to Finalize
Receive personalized guidance and a custom-built malpractice policy tailored to your clinic.

Check Your Rate

Get a Quote for Medical Malpractice Insurance Hormone Therapy Clinics

Frequently Asked Questions

Yes. We offer entity-level coverage that can include individual providers, staff, and the business itself.

Yes. Medical directors can be included as part of your policy. If your medical director provides direct patient care, they will need full malpractice coverage. If they only offer oversight and supervision, we can structure a more limited endorsement tailored to that role.

Yes. Our policies are designed for full-service medspas with a mix of treatments.

We offer scalable coverage options for medspas opening new locations or hiring new staff.

Yes. We can build policies that include mobile or part-time aesthetics services.

Yes. We regularly insure new startups and growth-stage clinics.

Most injectors choose $1M/$3M limits, but we offer a range of options depending on your volume and procedures.